BGEstate Intelligence

/ How it works

From listing to investor decision in under an hour.

A five-stage AI pipeline turning fragmented Bulgarian property data into investor-grade analysis. Verified sources, transparent formulas, no portal republication.

Powered by analysis of NSI, BNB, ECB, and municipal data sources

/ Pipeline

Five stages,
one report.

Each stage runs sequentially with the output of the previous one. The pipeline is auditable end-to-end.

  1. 01

    Submit

    Paste a property URL or describe what you are looking for. Our intake stage classifies the request, captures budget and tier, and routes to the right analysis path. New accounts get 3 Basic reports free, no card required.

  2. 02

    Research

    Multi-source market research across NSI, BNB, ECB, and municipal data. Neighborhood scoring, transport, demographics, price bands, and infrastructure pipeline are all assembled in this stage.

  3. 03

    Compare

    Comparable property analysis with outlier removal. We identify whether the asking price is fair, under, or over the market against verified signals from similar properties in the same band.

  4. 04

    Model

    Financial modelling. Gross-to-net yield, mortgage amortisation, 10-year cash flow projections, NPV, IRR, and sensitivity analysis with full formula transparency.

  5. 05

    Deliver

    Polished DOCX report and XLSX market data workbook delivered to your dashboard. Most reports complete within their tier delivery time.

/ Sources

Verified data, not portal scrapes.

01

NSI

National Statistics Institute

Property transaction registers, demographic statistics, and regional price indices that anchor every report's macro context.

02

BNB

Bulgarian National Bank

Mortgage rate publications, monetary base data, and lending volume statistics that drive the financial model.

03

ECB

European Central Bank

Eurozone interest rate environment, Euro adoption guidance, and convergence indicators relevant post-2026.

04

Municipal

Local government records

Zoning records, planning permits, and infrastructure development plans where publicly available.

EU Database Directive 96/9/EC, Bulgarian CNRA, and GDPR compliant by construction. Listing portals are research input only, never republished.

/ Output

Two deliverables. Both production-grade.

Investor report.docx

Polished investor-grade DOCX

Cover page, branded layout, tables, charts, executive summary, and full citation list. Standard and Full Investor tiers ship without watermark.

Market workbook.xlsx
Summary
Areas
Comps
Budget

Multi-sheet market workbook

Summary, area statistics, neighbourhood breakdown, budget navigator, classifier matrix. Ships with Standard and Full Investor reports.

/ Eurozone

01.01.2026

Bulgaria adopted the Euro on 1 January 2026 at a fixed conversion rate of 1 EUR = 1.95583 BGN. Our models reflect both the pre-Eurozone baseline and post-adoption market dynamics.

/ Tiers

Three tiers, one quality bar.

01

Basic

1 credit~30 min

Neighborhood scoring with rental yield estimates and market context.

Output: Watermarked PDF

  • Neighborhood scoring
  • Yield estimate
  • Market context
02

Standard

2 credits~45 min

Adds comparable property analysis and a full XLSX market data workbook.

Output: DOCX + XLSX · no watermark

  • Everything in Basic
  • Comparable analysis
  • XLSX workbook
03

Full Investor

3 credits~60 min

10-year cash flow projections, macro and political risk, due diligence, sensitivity.

Output: DOCX + XLSX · no watermark

  • Everything in Standard
  • 10-year cash flow + IRR
  • Macro and political risk
  • Due diligence + sensitivity
View full pricing

/ Get started

Run your first report in under an hour.

New accounts get 3 Basic reports free. No card required.